dealing with debt and a financially irresponsible spouse

About Me

dealing with debt and a financially irresponsible spouse

I am married to a man that isn't exactly financially responsible. When he finds something that he wants, he will do whatever is necessary to buy it. This has caused us a lot of debt over the years. What can you do when you are married to someone that doesn't take being in debt seriously? How do you approach him or her about their spending habits? I have worked with a financial professional to learn how to manage my money, how to discuss our money problems with my husband and to learn how to reduce my debt as quickly as possible. Find all this information and more here on my blog.



Reasons Every First-Time Buyer Should Consider Fixed-Rate Mortgages

When you're getting ready to buy your first home, the process of finding the right financing for your budget can be challenging. There are so many options that first-time buyers often find themselves overwhelmed and confused. One of the most common terms you'll hear when you're looking at mortgages is fixed-rate. If you aren't sure why you should consider this type of loan, here are a few things to know: Read More 

Opening A Restaurant? These Prep Steps Will Help Ensure Your Success

As a restaurant owner, you have an opportunity to introduce new food trends to your community and provide a unique environment for guests to enjoy that can't easily be found at competitive establishments. To ensure success quickly after you open your restaurant's doors, it's important to make preparations beyond putting together a tasty menu and designing an attractive dining space. Here are four prep steps to consider implementing that should help ensure success within your new business: Read More 

4 Types Of International Coins Ideal For Animal Lovers

People who love animals often love to collect memorabilia and items related to different wildlife. With coin collections, you have the ability to collect intricate animal designs along with something that can increase in value over time. American coins are known to feature the bald eagle, but when traveling across the globe, you can discover all kinds of different animals that have been used to mint beautiful coin designs. If you're an animal lover, then browse through four types of international coins that feature exotic animals and rare designs that represent history. Read More 

Is It Possible To Negotiate The Bail Bond Fee?

Engaging the services of a bail bond company is a good way to get yourself or a loved one out of jail if you don't have the cash on hand to pay the bail amount yourself. These companies charge a non-refundable fee for their services, though, and that fee could be quite steep depending on the amount of the bail. If you can't afford the price bondsmen typically ask for, you may be wondering if it's possible to negotiate the fee. Read More 

Teen’s First Job? How Can You Encourage Wise Saving and Investing?

A first job can be an important rite of passage—whether your teen is working to purchase (or insure) a vehicle, to pay for entertainment expenses, or even to help fund college tuition, he or she is likely excited for the freedom and independence a job will provide. However, depending upon your teen's personality and lifestyle choices, the funds earned may be used wisely or squandered before summer's end. Read on to learn more about some ways you can encourage your teen to use his or her earned income to provide income and benefits far into the future. Read More