dealing with debt and a financially irresponsible spouse

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dealing with debt and a financially irresponsible spouse

I am married to a man that isn't exactly financially responsible. When he finds something that he wants, he will do whatever is necessary to buy it. This has caused us a lot of debt over the years. What can you do when you are married to someone that doesn't take being in debt seriously? How do you approach him or her about their spending habits? I have worked with a financial professional to learn how to manage my money, how to discuss our money problems with my husband and to learn how to reduce my debt as quickly as possible. Find all this information and more here on my blog.



3 Reasons Why You Should Use A Personal Loan To Buy A Car

If you are ready to buy a car and are thinking about getting a personal loan to do so this could be a great choice. This is because a car loan often has restrictions that you can avoid when you use a personal loan to purchase your car. Here are some of the best reasons why you should choose a personal loan instead of  a car loan when purchasing your next vehicle. Read More 

4 Signs Your Business Needs A CFO

As a small business growing into a larger one, you undoubtedly don't want to take on unnecessary expenses. But when can will you know when you should invest in your future by hiring a CFO in addition to your accounting Controller? Here are a few signs. You Need to Evaluate Your Profit. A Controller and the related accounting staff can help you determine whether or not you're making a profit. But a CFO is one who identifies way to maximize that profit and make it larger. Read More 

How Precious Metals Can Help Your Investments

When you invest, you have to diversify, especially when dealing with retirement accounts. Your retirement funds now depend mainly upon your efforts, and you don't want to concentrate funds in one vehicle, lest you lose a lot. Adding an IRA account that focuses on precious metals adds another egg to that proverbial basket. Precious metals aren't always an option in many IRA portfolios, so by adding it yourself, you can expand your investments in an interesting way. Read More 

Dispelling Misinformation About Reverse Mortgages

Reverse mortgages have been gaining in popularity due to the unique benefits and flexibility that can come with this type of mortgage. Due to this type of mortgage being fairly new, there are many assumptions and myths that can mislead those that are considering applying for a reverse mortgage. Myth: You Will Have To Make Large Monthly Payments For The Reverse Mortgage Individuals will often assume that a reverse mortgage will be similar to a traditional mortgage in the sense that it will require large monthly payments. Read More 

3 Services Every New Entrepreneur Should Outsource

Are you launching your own business? If so, this is probably an exciting time. While business ownership can be challenging, it can also be extremely fulfilling. You get the opportunity to run your business your way and possibly even make money doing something you love. If you can scale your business, you may even be able to make a substantial amount of money or even sell it someday to fund your retirement. Read More