dealing with debt and a financially irresponsible spouse

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dealing with debt and a financially irresponsible spouse

I am married to a man that isn't exactly financially responsible. When he finds something that he wants, he will do whatever is necessary to buy it. This has caused us a lot of debt over the years. What can you do when you are married to someone that doesn't take being in debt seriously? How do you approach him or her about their spending habits? I have worked with a financial professional to learn how to manage my money, how to discuss our money problems with my husband and to learn how to reduce my debt as quickly as possible. Find all this information and more here on my blog.



3 Useful Financial Planning Tips For Beginners

Financial planning may seem difficult and unappealing when you first start saving your money. It's not easy and it requires a lot of patience and foresight. You can put your best foot forward, though, by considering these useful financial planning tips for beginners.  Focus on Retirement When you first get a job, the last thing on your mind may be retirement. You may think you have decades to build your nest egg. Read More 

Three Things You Need To Know About Chapter 13 Bankruptcy

If you are unable to make your monthly debt payments, one option is to file for bankruptcy. Chapter 13 bankruptcy is a type of bankruptcy that permits you to keep your assets in exchange for repaying some or all of your debts. Not sure if chapter 13 is right for you? Here are a few things you need to know to make an informed decision. 1. Chapter 13 Bankruptcy Involves a Three to Five Year Payment Plan Read More 

A Few Options For Obtaining A Mortgage To Buy A Home

Buying a home is a huge event in your life. When you first start looking at homes for sale, the real estate agent will recommend that you talk with a bank to become preapproved for a mortgage. This will let you know how much money you can spend on your new home. However, sometimes, going to a bank for a mortgage is not going to work. You might not have enough money saved for the down payment required, or perhaps you have some credit issues that will disqualify you. Read More 

Reasons Every First-Time Buyer Should Consider Fixed-Rate Mortgages

When you're getting ready to buy your first home, the process of finding the right financing for your budget can be challenging. There are so many options that first-time buyers often find themselves overwhelmed and confused. One of the most common terms you'll hear when you're looking at mortgages is fixed-rate. If you aren't sure why you should consider this type of loan, here are a few things to know: Read More 

Opening A Restaurant? These Prep Steps Will Help Ensure Your Success

As a restaurant owner, you have an opportunity to introduce new food trends to your community and provide a unique environment for guests to enjoy that can't easily be found at competitive establishments. To ensure success quickly after you open your restaurant's doors, it's important to make preparations beyond putting together a tasty menu and designing an attractive dining space. Here are four prep steps to consider implementing that should help ensure success within your new business: Read More