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dealing with debt and a financially irresponsible spouse


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dealing with debt and a financially irresponsible spouse

I am married to a man that isn't exactly financially responsible. When he finds something that he wants, he will do whatever is necessary to buy it. This has caused us a lot of debt over the years. What can you do when you are married to someone that doesn't take being in debt seriously? How do you approach him or her about their spending habits? I have worked with a financial professional to learn how to manage my money, how to discuss our money problems with my husband and to learn how to reduce my debt as quickly as possible. Find all this information and more here on my blog.

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3 Services Every New Entrepreneur Should Outsource

Are you launching your own business? If so, this is probably an exciting time. While business ownership can be challenging, it can also be extremely fulfilling. You get the opportunity to run your business your way and possibly even make money doing something you love. If you can scale your business, you may even be able to make a substantial amount of money or even sell it someday to fund your retirement. Read More 

Should You Complete A Cash Out Refinancing For Home Improvements?

If you're thinking about making major home improvements, you may need to get a loan. Getting a loan can be difficult, but there's an option that's usually open for anyone who has equity in their home: a cash out refinancing.  What is a Cash Out Refinancing? In a cash out refinancing, you refinance your loan while also taking cash out of the loan. If you currently have a home valued at $200,000 and owe $50,000 on it, you could refinance your $50,000 loan for a $100,000 loan and take $50,000 in cash. Read More 

3 Useful Financial Planning Tips For Beginners

Financial planning may seem difficult and unappealing when you first start saving your money. It's not easy and it requires a lot of patience and foresight. You can put your best foot forward, though, by considering these useful financial planning tips for beginners.  Focus on Retirement When you first get a job, the last thing on your mind may be retirement. You may think you have decades to build your nest egg. Read More 

Three Things You Need To Know About Chapter 13 Bankruptcy

If you are unable to make your monthly debt payments, one option is to file for bankruptcy. Chapter 13 bankruptcy is a type of bankruptcy that permits you to keep your assets in exchange for repaying some or all of your debts. Not sure if chapter 13 is right for you? Here are a few things you need to know to make an informed decision. 1. Chapter 13 Bankruptcy Involves a Three to Five Year Payment Plan Read More 

A Few Options For Obtaining A Mortgage To Buy A Home

Buying a home is a huge event in your life. When you first start looking at homes for sale, the real estate agent will recommend that you talk with a bank to become preapproved for a mortgage. This will let you know how much money you can spend on your new home. However, sometimes, going to a bank for a mortgage is not going to work. You might not have enough money saved for the down payment required, or perhaps you have some credit issues that will disqualify you. Read More