dealing with debt and a financially irresponsible spouse

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dealing with debt and a financially irresponsible spouse

I am married to a man that isn't exactly financially responsible. When he finds something that he wants, he will do whatever is necessary to buy it. This has caused us a lot of debt over the years. What can you do when you are married to someone that doesn't take being in debt seriously? How do you approach him or her about their spending habits? I have worked with a financial professional to learn how to manage my money, how to discuss our money problems with my husband and to learn how to reduce my debt as quickly as possible. Find all this information and more here on my blog.


Dispelling Misinformation About Reverse Mortgages

Reverse mortgages have been gaining in popularity due to the unique benefits and flexibility that can come with this type of mortgage. Due to this type of mortgage being fairly new, there are many assumptions and myths that can mislead those that are considering applying for a reverse mortgage. Myth: You Will Have To Make Large Monthly Payments For The Reverse Mortgage Individuals will often assume that a reverse mortgage will be similar to a traditional mortgage in the sense that it will require large monthly payments. Read More 

3 Services Every New Entrepreneur Should Outsource

Are you launching your own business? If so, this is probably an exciting time. While business ownership can be challenging, it can also be extremely fulfilling. You get the opportunity to run your business your way and possibly even make money doing something you love. If you can scale your business, you may even be able to make a substantial amount of money or even sell it someday to fund your retirement. Read More 

Should You Complete A Cash Out Refinancing For Home Improvements?

If you're thinking about making major home improvements, you may need to get a loan. Getting a loan can be difficult, but there's an option that's usually open for anyone who has equity in their home: a cash out refinancing.  What is a Cash Out Refinancing? In a cash out refinancing, you refinance your loan while also taking cash out of the loan. If you currently have a home valued at $200,000 and owe $50,000 on it, you could refinance your $50,000 loan for a $100,000 loan and take $50,000 in cash. Read More 

3 Useful Financial Planning Tips For Beginners

Financial planning may seem difficult and unappealing when you first start saving your money. It's not easy and it requires a lot of patience and foresight. You can put your best foot forward, though, by considering these useful financial planning tips for beginners.  Focus on Retirement When you first get a job, the last thing on your mind may be retirement. You may think you have decades to build your nest egg. Read More