dealing with debt and a financially irresponsible spouse

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dealing with debt and a financially irresponsible spouse

I am married to a man that isn't exactly financially responsible. When he finds something that he wants, he will do whatever is necessary to buy it. This has caused us a lot of debt over the years. What can you do when you are married to someone that doesn't take being in debt seriously? How do you approach him or her about their spending habits? I have worked with a financial professional to learn how to manage my money, how to discuss our money problems with my husband and to learn how to reduce my debt as quickly as possible. Find all this information and more here on my blog.


Reasons To Buy Scrap Gold For Your Financial Best Interests

When you want to diversify your portfolio as much as possible, you may want to invest in more than just stocks, bonds, and real estate. You may also want to add commodities like precious metals to it.  However, you probably want to purchase these commodities in a variety of forms and for the lowest price possible. With that, you may benefit from purchasing scrap gold to add to your investment portfolio. Read More 

Personal Checking: Not One Size Fits All

If you're like many people, you may use a checking account that you opened when you were just a kid. While there's plenty to be said for brand loyalty, checking accounts aren't necessarily one size fits all. The account you opened ten years ago may no longer be the best option for you, even if you're still using it every day. Unfortunately, choosing a new checking account isn't a skill that most people learn in school. Read More 

Are You A Senior? Signs You Should Look Into Getting A Reverse Mortgage

A reverse mortgage is essentially a loan given to seniors age 62 and older who have a substantial amount of equity in their homes. When you take out the reverse mortgage you don't make payments on the loan itself. Instead, payments are made to you, either on a one-time, lump-sum basis or as a monthly payment. In exchange, the entire balance on the loan becomes due at the time of your death. Read More 

Amazing Returns Banks Can See When Virtual Branch Solutions Are Implemented Correctly

If you own a bank and are looking for meaningful ways to evolve, then incorporating virtual branch solutions may be the next step. If you're tactful in which solutions you use and how you implement them, then you can expect to see these meaningful returns.  Offer More Support to In-Depth Products Your bank may offer some pretty in-depth products and services to customers, such as mortgages and personal loans. Dealing with these things can sometimes bring about questions that customers need answers to. Read More